Nationwide's headline rates
| Product | Type | Term | Rate |
|---|---|---|---|
| Secure Growth 5 | MYGA | 5 years | 5.75% APY |
| Peak 10 | FIA — income rider | 10 years | 9.25% roll-up |
How Nationwide prices its annuities
As a mutual insurer, Nationwide doesn't face the same quarterly-earnings pressure as publicly traded carriers. That tends to translate into more stable rate movements — fewer sharp re-files, but also less aggressive top-of-market pricing. Expect Nationwide to sit in the top 3–5 of any MYGA rate table without being the absolute leader.
State availability and minimums
Secure Growth is available in nearly every U.S. state. Peak 10 FIA has more limited availability — confirm during the quote process. MYGA minimum is $10,000; FIA minimums start at $25,000.
Read the full Nationwide review or browse all today's annuity rates.
Frequently asked questions
- What are Nationwide's current annuity rates?
- Nationwide's Secure Growth 5-year MYGA currently pays approximately 5.75% APY. The Peak 10 FIA offers about 9.25% guaranteed income-base roll-up. Rates change periodically with market conditions.
- Does Nationwide offer a 3-year MYGA?
- Yes, Secure Growth is available in 3, 5, 7, and 10-year terms in most states. The 5-year term typically offers the best yield-per-year.
- How does Nationwide compare to Athene on rates?
- Athene typically leads MYGA rate tables by 10–30 basis points, while Nationwide offers a mutual structure with very similar financial strength. The trade-off is yield vs. carrier structure — both are A+ rated.
- Minimum premium for a Nationwide annuity?
- Most Nationwide MYGA contracts start at $10,000. FIA minimums range from $25,000 to $50,000. Premium bands typically add 5–15 basis points at $100,000+.
See your personalized rate in 60 seconds
Independent comparison across A-rated carriers. No fees, no obligation.
See My Rates →