Annuity Rates
Today's top annuity rates.
We shop A-rated carriers across the country so you can compare MYGA and Fixed Indexed Annuity rates side-by-side.
Live Rate Table
Compare rates by product and term.
Rates updated January 1, 1970. Lock in today's rate or compare across terms.
| Term | Top APY | Carrier Rating | Min. Premium |
|---|---|---|---|
| 2 Year | 5.40% | A or better | $10,000 |
| 3 Year | 5.75% | A or better | $10,000 |
| 4 Year | 5.85% | A or better | $10,000 |
| 5 Year | 6.10% | A or better | $10,000 |
| 7 Year | 6.25% | A or better | $25,000 |
| 10 Year | 6.40% | A or better | $25,000 |
Rates shown are illustrative of current top offerings and are subject to change and carrier approval. Actual rates depend on age, state, premium amount, product features, and carrier availability. Guarantees are backed by the claims-paying ability of the issuing insurance carrier.
Methodology
We survey annuity products from leading A-rated insurance carriers and publish the highest available rate for each term and strategy. Rates are reviewed regularly and may change without notice. Your actual offer depends on your age, state of residence, premium amount, and product features.